infinID: Kredit Agunan Rumah 1.16.3

Review of House Certificate Secured Loans

The potential to realize diverse needs is significantly enhanced through the ownership of a home.

Whether your requirements range from renovations to educational purposes, a house can serve as an effective solution. With the backing of property certificates, infinID aims to assist its clients in fulfilling various financial needs.

Reasons to Choose infinID:

• Receive initial offers within 1 minute
• Substantial limits starting from IDR 100 million
• Flat interest rate of 12% per annum
• Flexible terms ranging from 12 to 60 months
• Guidance throughout the entire process

Initial Costs to Consider:

• Provision fee
• Administration fee
• Certificate verification fee
• SKMHT (Power of Attorney for Encumbering Rights) fee
• APHT (Deed of Granting Encumbrance) fee
• Fire insurance fee
• Life insurance fee

Loan Simulation via infinID:

A client receives a loan amounting to IDR 200,000,000 with a tenure of 36 months. The interest payment is set at a flat rate of 12% for the first year.

Total initial costs include:

• Provision fee (0.5%): IDR 1,000,000
• Administration fee (2.5%): IDR 5,000,000
• Certificate verification: IDR 600,000
• SKMHT fee: IDR 250,000
• APHT fee: IDR 1,600,000
• Fire insurance: IDR 590,000
• Life insurance: IDR 1,500,000
• Monthly installment: IDR 7,555,555

The breakdown for installments is as follows:

• IDR 200,000,000 (loan value) x 1% (interest) x 36 (tenure) = IDR 72 million (interest)
• IDR 200,000,000 (loan value) + IDR 72,000,000 (interest) = IDR 272,000,000 / 36 (tenure) = IDR 7,555,555

The infinID application simplifies the process of applying for funding.

If you have any questions:

• Email: [email protected]
• WhatsApp: 0851-8666-8580
• Instagram: @infinidindonesia
• Facebook: Infinid